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Hi, thanks for stopping by.

My wife and I, after years in the insurance and business industry, decided to return to a field in which we felt we could help others achieve their goals. Knowing the insurance industry, as we do, insurance was the best way in which to be the most useful. When we would first speak with a client, we would spend time getting to know them to discover what their goals and dreams were. And, many times, we would form friendships with them. Are they interested in mortgage protection, or Life insurance on the wage earner, retirement income or Medicare Supplement coverage for when needed? Each of these solutions would be spread out over a lifetime. Not all at once. With the knowledge obtained, we would then create a program for them that was affordable. Then we would speak with them to review the main points they wanted to be covered. At all, times cost and appropriateness were our primary concerns.

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